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Terms & Conditions

Last Updated: September 24th, 2025

Contact Information

If you have any questions or concerns about these Terms, please contact us at:

These Terms and Conditions ("Terms") govern your access to and use of the website operated by Mangal Affiliates Ltd ("we", "us", "our"). By accessing this website, you agree to comply with these Terms. If you do not agree, you must not use this website.

These Terms apply to all users, whether browsing or interacting with content or features of the site.

Website Access and Acceptable Use

Access to this site is granted on a temporary basis. We reserve the right to suspend, withdraw, or modify the website or its features without prior notice.

You agree not to:

  • Violate any applicable laws or regulations;
  • Transmit any harmful, defamatory, or infringing material;
  • Interfere with the website's operation or attempt unauthorised access;
  • Use automated means to scrape or extract content or data.

We may deny access or take legal action in the event of misuse.

Account Access and User Credentials

If any part of the website requires user registration, you are responsible for maintaining the confidentiality of your credentials and restricting access to your device or account. You accept full responsibility for all activities that occur under your login details.

We reserve the right to suspend or terminate accounts suspected of unauthorised use or breach of these Terms.

Intellectual Property

All content on this website—including design, text, graphics, images, software, logos, and multimedia—is the property of Mangal Affiliates Ltd or our licensors. You may not copy, distribute, modify, or commercially exploit any content without express written consent.

Third-Party Links and Content

This website may include links to third-party websites or external content. These are provided for convenience only. We do not control and are not responsible for the availability, content, or privacy practices of such external sites. Accessing them is at your own risk.

Disclaimer and No Warranties

The website and its content are provided on an "as is" basis. We make no representations or warranties, express or implied, regarding accuracy, completeness, reliability, or availability. We do not guarantee that the website will be error-free or uninterrupted.

Limitation of Liability

To the fullest extent permitted by law, Mangal Affiliates Ltd disclaims all liability for damages of any kind arising from:

  • Use or inability to use the website;
  • Reliance on website content;
  • Loss of data, revenue, or business interruption;
  • Errors, viruses, or system failures.

This limitation does not exclude liability where prohibited by law.

Modifications to Website or Terms

We may revise these Terms or the website content at any time without notice. Any modifications will take effect immediately upon publication. Continued use of the website indicates acceptance of the updated Terms.

Privacy and Data Use

Your privacy is important to us. Our use of any personal data collected through this site is governed by our Privacy Policy, which forms part of these Terms. Please review it for more information on how we handle data.

Force Majeure

We shall not be held liable for delays, interruptions, or failures caused by events beyond our reasonable control, including but not limited to natural disasters, governmental actions, internet failures, or other unforeseeable disruptions.

Severability

If any provision of these Terms is deemed unenforceable or invalid, the remaining provisions shall remain in full force and effect.

Waiver

Our failure to enforce any right or provision shall not be considered a waiver of such right.

Governing Law and Jurisdiction

These Terms shall be governed by the laws of Antigua and Barbuda. Any disputes arising in connection with the use of this website shall fall within the exclusive jurisdiction of the courts of Antigua and Barbuda.

Entire Agreement

These Terms constitute the entire agreement between you and Mangal Affiliates Ltd concerning your use of this website and supersede all prior understandings.